{"id":161171,"date":"2023-06-04T10:22:04","date_gmt":"2023-06-04T07:22:04","guid":{"rendered":"https:\/\/acakuw.com\/?p=161171"},"modified":"2023-06-04T10:22:04","modified_gmt":"2023-06-04T07:22:04","slug":"%d9%83%d9%8a%d9%81-%d8%aa%d8%af%d9%8a%d8%b1-%d8%a3%d9%85%d9%88%d8%a7%d9%84%d9%83-%d8%a8%d8%b0%d9%83%d8%a7%d8%a1%d8%9f-%d8%a5%d9%84%d9%8a%d9%83-%d9%86%d8%b5%d8%a7%d8%a6%d8%ad-%d8%a7%d9%84%d8%ae%d8%a8","status":"publish","type":"post","link":"https:\/\/acakuw.com\/?p=161171","title":{"rendered":"\u0643\u064a\u0641 \u062a\u062f\u064a\u0631 \u0623\u0645\u0648\u0627\u0644\u0643 \u0628\u0630\u0643\u0627\u0621\u061f \u0625\u0644\u064a\u0643 \u0646\u0635\u0627\u0626\u062d \u0627\u0644\u062e\u0628\u0631\u0627\u0621"},"content":{"rendered":"<div class=\"headroom-wrapper\">\n<div class=\"headroom headroom--unfixed headroom-disable-animation\">\n<div class=\"container container--header container--white header-is-sticky\">\n<div class=\"app-download-banner\" data-amp-bind-hidden=\"showDownloadAppBanner\">\n<div class=\"banner-button-wrapper\"><strong>\u0623\u0648\u0644\u0649 \u062e\u0637\u0648\u0627\u062a \u0627\u0644\u062a\u0648\u0641\u064a\u0631 \u0648\u062a\u0642\u0644\u064a\u0644 \u0627\u0644\u0625\u0646\u0641\u0627\u0642 \u0647\u064a \u0645\u0639\u0631\u0641\u0629 \u0623\u064a\u0646 \u064a\u0630\u0647\u0628 \u0627\u0644\u0645\u0627\u0644<\/strong><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div>\n<div class=\"container container--grid container--article container--white container--vertical-padding\">\n<div class=\"container__inner\">\n<div class=\"l-col l-col--8\"><main id=\"main-content-area\" tabindex=\"-1\" aria-label=\"\u0645\u062c\u0627\u0644 \u0627\u0644\u0645\u062d\u062a\u0648\u0649 \u0627\u0644\u0631\u0626\u064a\u0633\u064a\"><\/p>\n<div class=\"article-info-block css-cppri\">\n<div class=\"article-b-l\">\n<div class=\"article-dates\"><\/div>\n<\/div>\n<div class=\"social-share-buttons\"><\/div>\n<\/div>\n<div class=\"wysiwyg wysiwyg--all-content css-1vkfgk0\" aria-live=\"polite\" aria-atomic=\"true\">\n<p>\u062a\u0645\u062b\u0644 \u0627\u0644\u062b\u0642\u0627\u0641\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0639\u0646\u0635\u0631\u064b\u0627 \u0623\u0633\u0627\u0633\u064a\u0651\u064b\u0627 \u0641\u064a \u062d\u064a\u0627\u0629 \u0623\u064a \u0634\u062e\u0635\u060c \u0641\u0628\u063a\u0636 \u0627\u0644\u0646\u0638\u0631 \u0639\u0646 \u0645\u0647\u0646\u062a\u0643\u060c \u064a\u064f\u0639\u062f \u062a\u0639\u0644\u0645 \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0623\u0645\u0648\u0627\u0644 \u0628\u0630\u0643\u0627\u0621 \u0623\u0645\u0631\u0627 \u0636\u0631\u0648\u0631\u064a\u0651\u0627.\u00a0 \u0648\u0644\u0643\u0646 \u0645\u0639 \u063a\u0644\u0627\u0621 \u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u0645\u0639\u064a\u0634\u0629 \u0648\u0627\u0631\u062a\u0641\u0627\u0639 \u0627\u0644\u0623\u0633\u0639\u0627\u0631 \u0628\u0634\u0643\u0644 \u062c\u0646\u0648\u0646\u064a \u0641\u064a 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href=\"https:\/\/www.nerdwallet.com\/article\/finance\/tracking-monthly-expenses\">\u0623\u064a\u0646 \u064a\u0630\u0647\u0628 \u0627\u0644\u0645\u0627\u0644<\/a>. \u0641\u0627\u0644\u0643\u062b\u064a\u0631\u0648\u0646 \u0645\u0646\u0627 \u0644\u0627 \u064a\u0639\u0631\u0641\u0648\u0646 \u062d\u0642\u0627 \u0643\u064a\u0641 \u064a\u062a\u0633\u0631\u0628 \u0627\u0644\u0645\u0627\u0644 \u0645\u0646 \u0628\u064a\u0646 \u0623\u064a\u062f\u064a\u0647\u0645\u060c \u0648\u0644\u0643\u0646\u0647\u0645 \u064a\u062a\u0641\u0627\u062c\u0624\u0648\u0646 \u0628\u0623\u0646\u0647\u0645 \u0628\u062d\u0627\u062c\u0629 \u0644\u0644\u0627\u0633\u062a\u062f\u0627\u0646\u0629 \u0645\u0646\u062a\u0635\u0641 \u0627\u0644\u0634\u0647\u0631\u060c \u0644\u0647\u0630\u0627 \u0646\u0646\u0635\u062d\u0643 \u0628\u062a\u0633\u062c\u064a\u0644 \u0646\u0641\u0642\u0627\u062a\u0643 \u0644\u0645\u062f\u0629 \u0623\u0633\u0628\u0648\u0639 \u0643\u0628\u062f\u0627\u064a\u0629 \u062b\u0645 \u0644\u0645\u062f\u0629 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\u064a\u0645\u0643\u0646\u0643 \u062a\u063a\u064a\u064a\u0631\u0647\u0627\u060c \u0648\u0630\u0644\u0643 \u062d\u0633\u0628 \u0645\u0627 \u0630\u0643\u0631\u062a \u0645\u0646\u0635\u0629 &#8220;\u0628\u064a\u0646.\u0623\u0648\u0631\u063a&#8221; (<a href=\"https:\/\/ben.org.uk\/how-we-help\/for-me\/articles\/reduce-your-living-costs\/\">ben.org<\/a>).<\/p>\n<figure id=\"attachment_5254160\" class=\"wp-caption aligncenter\" aria-describedby=\"caption-attachment-5254160\"><figcaption id=\"caption-attachment-5254160\" class=\"wp-caption-text\"><\/figcaption><\/figure>\n<h2>\u0646\u0635\u0627\u0626\u062d \u0644\u0644\u062a\u0639\u0627\u0645\u0644 \u0645\u0639 \u0623\u0645\u0648\u0627\u0644\u0643<\/h2>\n<p>\u0648\u0641\u064a \u062a\u0642\u0631\u064a\u0631 \u0646\u0634\u0631\u0647 \u0645\u0648\u0642\u0639 &#8220;\u0625\u0645\u0628\u0631\u0646\u062f\u064a\u0627\u0646\u062f\u0648 \u0627\u0633\u062a\u0648\u0631\u064a\u0627\u0633&#8221; (<a href=\"https:\/\/www.emprendiendohistorias.com\/educacion-financiera\/\">emprendiendohistorias<\/a>) \u0627\u0644\u0625\u0633\u0628\u0627\u0646\u064a\u060c \u064a\u0642\u0648\u0644 \u062f\u064a\u064a\u063a\u0648 \u0623\u0648\u0631\u062a\u064a\u0632 \u0625\u0646 \u0627\u0644\u062a\u062b\u0642\u064a\u0641 \u0627\u0644\u0645\u0627\u0644\u064a \u064a\u062a\u0637\u0644\u0628 \u0623\u0646 \u062a\u0636\u0639 \u0641\u064a \u0627\u0639\u062a\u0628\u0627\u0631\u0643 \u0643\u064a\u0641 \u062a\u0624\u062b\u0631 \u0627\u0644\u0642\u0631\u0627\u0631\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u062a\u062e\u0630\u0647\u0627 \u064a\u0648\u0645\u064a\u0627 \u0639\u0644\u0649 \u0627\u0642\u062a\u0635\u0627\u062f\u0643 \u0627\u0644\u0634\u062e\u0635\u064a\u060c \u0648\u0627\u0644\u062a\u064a -\u0639\u0644\u0649 \u0627\u0644\u0645\u062f\u0649 \u0627\u0644\u0637\u0648\u064a\u0644- \u064a\u0646\u062a\u0647\u064a \u0628\u0647\u0627 \u0627\u0644\u0623\u0645\u0631 \u0625\u0644\u0649 \u0623\u0646 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